T&T - Customer - CS&D - Consultant | BA - Payments | Pune

What awaits you!Join our team to embark on an exciting and fulfilling journey with a group of intelligent and innovative globally aware individuals. The role involves analyzing business requirements, designing solutions, and driving stakeholder collaboration within the payments domain to enhance transaction systems and drive efficiency in payment processes.The ideal candidate possesses strong analytical skills, deep expertise in payment systems, and the ability to translate complex business needs into effective, compliant technology solutions.Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where youll find unrivalled opportunities to succeed and realize your full potential. We work in conjunction with Indian and global financial institutions solving key business problems across a broad-spectrum roles and functions, all set against the backdrop of constant industry change. As a Consultant, you will work in an exciting and growing environment, collaborating with other colleagues to design and deliver innovative solutions to leading financial services clients spanning strategy to implementation. As part of these engagements, you will develop a deep understanding of client issues, gain deep domain expertise and assist in conceptualization of best-in-class solutions.What should you bring along!Strong understanding of thePayments lifecyclefrom Payments initiation to settlement and reconciliation.Experience in at least 1 Payments type viz. SWIFT, SEPA/ Mass Pay, any Real time payments such as UK Faster Payments, Australia NPP, Thailand PromptPay, US TCH etc., RTGS and/ or Local clearing e.g. US Fedwire, US NACHA, UK BACS, UK CHAPS, India Clearing IMPS, NEFT.Experience in Payments Product viz. Finastra GPP, ACI UPF, Fiserv Dovetail, FIS C2P OPF, IBM FTM, ICON Solutions, SIA Perago, SWIFT, Vocalink.Experience in Business Analysis Business Requirement Document / Functional Requirement Document / Integration Requirement Document / User Stories/ Process Maps.Experience in functional support of End-to-End testing, SIT, UAT of a Payments solution in the Banks landscape. Support for defects analysis and triaging.Should have good working knowledge of Epics and Requirements, As-Is, To Be/desired solution outline, backlog creation.Good to have an understanding/exposure to other banking processes such as Lending, Core Banking, Cards, Trade Finance Payments etc.Ability to interact well with stakeholders includingsenior business leads, risk & compliance stewards, technologyExcellent communication, presentation and interpersonal skills foreffective engagement with stakeholdersand delivery partners.Business fluent knowledge of English (written and spoken).Key responsibilities:Work with the business toconceptualize solutions/operating models- Change adoption activities to seamlessly embed change and drive benefits realizationAgile expertise, requirement life cycle management and traceability, experience indigital transformation projects in a global bank/consulting firm/ Financial industryAbility to articulate or translate complex information in clear, meaningful and structured way to suit audience, user story writingCreate required artefacts and to expected standard (e.g. Behavior Driven Development (BDD) in user stories, end-to-end flow diagrams with touchpoints, Confluence documentation for requirements traceability).Identify potential risks to service or performance and deals with them proactively; effectively manages review processes to identify quality issues early.Use systemic thinking and creativity in devising solution options by anticipating the issues/ risks and act to mitigate; handle any unforeseen roadblocks swiftly and effectively.Stay abreast of emerging trends and advancements in financial services and payment technologies, particularly in the area of AI generative models, to ensure our solutions remain at the forefront of the industry.